This folder is packed with easy-to-understand answers to all the common questions about getting a home loan through EasyMortgages. It covers: How to Apply: Simple steps to apply online, what documents you need, and how long it all takes. What You Can Afford: Handy tools like bond calculators and tips on figuring out how much you can borrow. Costs to Expect: A breakdown of once-off costs like transfer duties and bond registration, plus ongoing costs like insurance and rates. Choosing the Best Deal: Things to check when comparing loan offers, like interest rates and repayment terms. Why Apply Online: The perks of using EasyMortgages, like applying from your couch and comparing offers on your dashboard. Money Tips: Advice on saving for a deposit, paying off your home loan faster, and managing costs if interest rates go up. Clear Definitions: Simple explanations of all the fancy terms like "transfer duties" and "loan-to-value.